RBI restricts Mastercard from onboarding new customers in India

印度央行限制万事达卡在印度吸纳新客户

NEW DELHI: The Reserve Bank of India (RBI) on Wednesday restricted Mastercard from adding new customers to its network for not adhering to its norms on storage of payment system data.

新德里：周三，印度央行限制万事达卡发展新客户，原因是万事达未遵守其支付系统数据存储规则。

As per directions, Mastercard cannot issue new debit, credit or prepaid cards to domestic customers from July 22.

根据指示，万事达卡从7月22日起不再向印度国内客户发行新借记卡、信用卡或预付卡。

Mastercard is a payment system operator authorised to operate a card network in the country under the Payment and Settlement Systems Act, 2007 (PSS Act).

万事达卡是根据2007年《支付和结算系统法案》(PSS Act)获授在印度经营信用卡网络的支付系统运营商。

"Notwithstanding lapse of considerable time and adequate opportunities being given, the entity has been found to be non-compliant with the directions on storage of payment system data," the RBI said in an official statement.

印度央行在一份官方声明中表示:“尽管已经过了相当长的时间，并给予了充分的机会，但该实体仍被发现不符合关于支付系统数据存储的指示。”

However, the order will not impact exsting customers of Mastercard.

不过，该命令不会影响万事达现有客户。

The central bank has asked the company to advise all card issuing banks and non-banks to confirm to these directions.

印度央行已要求该公司通知所有发卡银行和非银行机构遵守这些指示。

Under the PSS Act, RBI had directed all system operators in India to ensure that entire data relating to payment systems operated by them is stored in India. The platforms were given six months to adhere to these norms.

根据PSS法案，印度储备银行已经指示印度所有系统运营商，确保与他们操作的支付系统有关的所有数据都存储在印度。这些平台要在六个月内落实遵守这些规范。

The directed was issued by the Reserve Bank on April 6, 2018.

该指示由储备银行于2018年4月6日发布。

以下是印度时报读者的评论：译者：Jessica.Wu

Avinash Babu

Much awaited move! Will send a strong message to Twitter as well. What is your problem to adhere to government rules when you do not raise your voice in US or other developed countries

这是备受期待的行动。这也将向推特发出强硬信号，你们在美国或其他发达国家不敢吭声，为什么不遵守印度政府的规定，有什么问题？

Sanjay Kumar

Every company that wants to behave like East India company should be expelled from India

任何想要像东印度公司那样行事的公司都应该被驱逐出印度

newlearn

sllavves can't expel masters, unfortunately

不幸的是，奴隶不能驱逐主人

vijay thommandra

Most of these foreign companies still believe that India is ruled by British and can be taken for granted. It is time to nail law breakers.

这些外国公司中的大多数仍然认为印度是由英国统治的，做什么都是理所当然的。是时候将违法者绳之以法了。

Raj S

Excellent decision to tame these racist companies with colonial hangover. kick them out and give business to other card companies

这是一个很好的决定，可以驯服这些带有殖民残余的种族主义公司。把他们赶出去，把业务交给其他信用卡公司

Sanjay Kulkarni

If Mastercard does not comply with India's Laws bar them from operating in India.

如果万事达不遵守印度法律，那就禁止其在印度运营。

Roshan Hasija

We should all go for Rupay and UPI payment systems as they are indigenous and plough back money here itself unlike these Americans who steal both money and data.

我们都应该使用Rupay和UPI支付系统，这些是本土的，不像美国人既拿钱又偷数据。

Easwaran Krishna Swamy

We are growing..India is growing. It's high time that these guys follow the law of the land if they want to survive and do business in our country. Twitter is another rogue company.

印度在发展。如果这些人想在我们国家做生意，那就要遵守当地法律了。Twitter也是一个流 氓公司。

ronnie alberts

When will twitter meet the same fate?

Twitter何时会遭遇同样的命运?

Guest

Switch to made in India Rupay

转用印度本土支付系统Rupay

P Narasiman

Why RBI has not taken the step before. Better late than never. All these foreign companies are cheating the Indians, we need to teach good lessons to them.

为什么印度央行以前没有采取行动。不过迟做总比不做好。这些外国公司都在欺骗印度人，我们需要好好教训他们。

Sreekanth Ravindran

Good move ! China made their union pay accepted by world , time to enforce our laws if they want to do business in india !

干得好！中国让他们的银联被世界所接受，如果他们想在印度做生意，那就遵守我们的法律!

Murthy B

India's Payment Systems Infra is far superior to systems abroad.

印度的支付系统远远优于国外的系统。

Mohandas MT

No room for any foreign companies that want to run their business the way how they want to do.

不给想要以自己的方式经营业务的外国公司任何余地。

Prasen N

Its fair ask to expect customer data to be stored locally. Europe too has GDPR regulations. So what's wrong in expecting the same?

期望客户数据存储在本地是合情合理的，欧洲也有GDPR法规。那么期待同样的结果有什么错呢?

Santosh Oak

Why is MasterCard needed? If they can't adhere to the law, they should be thrown out. Use so many others that are there including digital payments.

为什么要用万事达卡？如果他们不遵守法律，就应该被踢出去。有很多其他的支付方式可以用，包括电子支付。

Murthy B

A good first step, but not adequate. Should notify a cut-off date and levy stiff penalty for non-compliance beyond that cut-off and should also stop re-issue of cards by them. where relevant. Also a very good opportunity to improve and promote RuPay cards.

好的开始，但还不够。应通知截止日期，并对超过该截止日期的违规行为处以严厉罚款，并应停止补发信用卡。

BHUSHAN KARNIK

Modi's Rupaycard is useless. Not approved for any out of India payments, international online payments. He wants to kill MasterCard and Visa card payment system and promote Indian Rupay cards. That's why RBI has disallowed mastercard.

莫迪的Rupay卡没用。在印度境外不能支付，也不能在线国际支付。他想要扼杀万事达和VISA支付系统，推广印度的Rupay卡。这就是印度央行不允许使用万事达卡的原因。

Rahul K

Govt is now really working for indian people instead of working for americans

政府现在真的在为印度人民工作，而不是为美国人工作

Dr Ahmed Khan

Mastercard thinks it's an American co pany and doesn't need to observe laws in India.

万事达认为自己是一家美国公司，不需要遵守印度的法律。

Vmcx

It is a step backwards. BJP is destroying everything. No one recognizes Indian Rupay card outside India.

这是倒退。人民党正在摧毁一切，在印度以外没人认印度Rupay卡。