India needs more big banks the size of largest lender SBI: Sitharaman

西塔拉曼：印度需要更多像印度国家银行这种规模的大银行

MUMBAI: India needs at least four or five banks of a size matching its biggest lender, the State Bank of India, to meet the growing needs of its economy, Finance Minister Nirmala Sitharaman said on Sunday.

孟买：印度财政部长西塔拉曼周日表示，印度至少需要四到五家规模与最大银行印度国家银行相当的银行，以满足经济日益增长的需求。

The rationale for merging banks even before the pandemic was to scale up to meet the new, changing and growing requirements of the economy, Sitharaman told an annual meeting of the Indian Banks' Association.

西塔拉曼在印度银行协会的年度会议上表示，即使在疫情爆发之前，合并银行的理由也是扩大规模，以满足经济不断变化和增长的新需求。

"The economy is shifting to a different plane altogether," Sitharaman said. "Even before the pandemic the driving force for amalgamation (of banks) was that India needs a lot more banks, but a lot more big banks."

“经济正在转向一个完全不同的层面，”西塔拉曼说，“甚至在疫情爆发之前，印度银行合并的驱动力就是需要更多的银行，而且需要更多的大银行。”

She added, "Now all the more reason we would need four or five more SBIs in the country."

她补充说，“现在我们更需要再增加4-5家印度国家银行这种规模的银行。”

She did not give details. But the government has been consolidating state-run banks to combat the pandemic slowdown and create bigger and stronger banks while it also looks to sell its stakes in, and privatise, at least two state-run banks.

她没有透露细节。但政府一直在整合国有银行，建立更大更强的银行，同时也在寻求出售其在至少两家国有银行的股份，并将其私有化。

Last month, State Bank of India reported record first-quarter profit and bet on economic activity picking up to contain a spike in bad loans, sending shares of the state-run bank to an all-time high.

上个月，印度国家银行公布了创纪录的第一季度利润，并押注经济活动将回升，以遏制不良贷款激增，推动这家国有银行的股价创下历史新高。

以下是印度时报读者的评论：译者：Jessica.Wu

Sachin Chaudhary

Yes sell the SBI and create a new Big Banks...

卖掉印度国家银行，创建一个新的大银行…

jerryjk

Stop privatization of public banks. Create more branches in rural n tier 3 cities.

停止公共银行的私有化，去农村和三线城市开设更多分支机构。

Dutta Pawle

Big Banks for the rich, by the rich. A common man can be sufficed with grameen banks.

大银行是为富人成立的。普通银行就可以满足普通人的需求。

Guest Login

It is simple. Sell off non performing banks to private sector.

很简单，把那些有不良贷款的银行出售给私营部门。

Nilamkumar Buch

First Sitharaman must control Bank frauds than talk about Big Banks.

首先，西塔拉曼不能让银行欺诈，而不是谈论成立大银行。

selvarajc

From whose pocket the NPAs will be paid. Looting common man more than british rule.

银行的不良贷款由谁来还。现在压榨平民比英国统治时期还狠。

Kevin Yo

Now soon u will see one either from Adani or Ambani. And this will be done at the expense of current small banks

很快就会看到阿达尼或安巴尼开的银行。以牺牲目前的小银行为代价

Jay Boro

She talking after selling all PSUs?

她把所有国企都卖了

Gaana User

India needs a capable FM first. Rest all will come automatically.

印度首先需要一个有能力的财政部长。其余的一切都会水到渠成。

Kalyan Prasath

Mam. For heaven sake don’t create one more SBI. I have account with IDBI & Union Bank which are far superior in service. 6 times I visited SBI Antop Hill branch 7 times ti activate Internet Banking. Not happened till date. Great bank with don’t care attitude towards customers

女士，看在神的份上，别再成立一个印度国家银行了。我在IDBI和联合银行有账户，他们的服务要好得多。我6次访问印度国家银行Antop Hill分行，7次激活网上银行，直到今天才成功。大银行对客户漠不关心

Abhinav Raghav

India needs a better Finance Minister.

印度需要一个更好的财政部长。

Farida Shaukath

She has become old and senile our economy is in the hands of an FM who has no past experience our worst present economic state of india speaks volumes about the failures she has brought about in each and every law she has introduced india is worst than African countries in terms of poverty and joblessness

她已经老了，我们的经济掌握在一个没有经验应对最糟糕经济状况的印度财政部长手中。在贫困和失业方面，印度比非洲国家更糟糕

Uday Panchpor

We need to change according to the need of the market. The banking industry should be dyanmic, autonomous, professioanl, honest and answerable.

我们需要根据市场的需要而改变。银行业应该是有活力的、自主的、专业的、诚实的和负责任的。

Vinod

Most useless FM know nothing. She prove good for nothing in all and as well bad for everything in all fronts.

最无能的财政部长，一无所知。事实证明，她一无是处。

Vinod

Sell all banks to amba and adaa... they all automatically become big...

把所有银行卖给安巴尼和阿达尼，它们都会自动变成大银行……

Deep Goel

Most banks got problems due to corruption in internal management

大部分银行的问题都是由于内部管理层腐败造成的

Partha Goswami

Given the pandemic she did an exemplary job.

疫情之下，她的工作做得非常好，堪称典范。

Kalifman

First fix SBI

先解决印度国家银行的问题

Ayikousik

SBI is inefficient.. Improve the efficiency of the newly merged banks, give equal opportunities / weight-age to all instead of pampering SBI with preferential dealings..

印度国家银行低效。提高新合并银行的效率，给予所有银行同等的机会/权重，而不是用优惠交易纵容印度国家银行。

Roopesh Nadar

Let us export our land to America and become Americans..

把我们的领土卖给美国，我们就能成为美国人。

max

If you want people to put money in the bank then first put loan defrauders in the jail. Then gaurantee each depositor atleast 1 crore per account. Get rid of RBI governor and Finance Minister who have no qualifications as to how to regulate banks. Then privatise all Banks. That will solve the priblem. Nobody will put money in the bank without proper gaurantee of safety and liquidity of their deposits.

如果你想让人们把钱存入银行，那就先把贷款诈骗犯关进监狱。然后保证每个储户每个账户至少1000万。罢免印度储备银行行长和财政部长，他们没有能力监管银行。然后将所有银行私有化，这样问题就解决了。存款安全性和流动性没有适当的保证，没有人会把钱存在银行。

Need More Land

Bharat is expanding fast to become the largest economy in the world.

印度正在迅速发展成为世界上最大的经济体。