India set for $168 billion finance behemoth as HDFC merger nears

随着HDFC合并的临近，印度将迎来市值1680亿美元的金融巨头

NEW DELHI: The merger of India’s most valuable lender and the nation’s largest mortgage financier to create what could be the world’s fifth-most valuable bank is inching closer to completion, with just one key step remaining that investors are watching for closely.

新德里：印度市值最高的银行与最大的抵押贷款融资机构的合并正逐步接近完成，合并后的银行有望成为全球市值排名第五的银行。目前只剩下一个关键步骤，投资者正在密切关注。

Announcement of the so called ‘record date’ — or the cut-off day set for investors — for the swap of shares of Housing Development Finance for HDFC Bankis expected within three weeks.

预计HDFC银行将在三周内宣布有关住房开发金融公司与HDFC银行股份交换的“记录日期”，即为投资者设定的“截止日期”。

The merged entity is likely to trade under the HDFC Bank ticker before July 20, bringing an end to the process that began in April 2022.

合并后的实体可能会在7月20日之前以HDFC银行的股票代码进行交易，结束从2022年4月开始的合并过程。

The merger is unprecedented in India, creating a bank worth $168 billion and impacting over tens of millions of customers and shareholders across the two companies apart from group insurance and asset management businesses.

此次合并在印度是前所未有的，合并后的银行价值1680亿美元，除了集团保险和资产管理业务外，还影响了两家公司数千万客户和股东。

A central team, with 3 members from each company, and nearly three dozen committees worked on a business integration plan. Meanwhile, legal approvals were sought from shareholders, banking, securities market and competition regulators as well as stock exchanges with the final nod granted by the company law tribunal in March.

分别来自两公司的3名成员组成的中心团队和近36个委员会共同制定业务集成计划。与此同时，此次合并获得了股东、银行、证券市场和竞争监管机构以及证券交易所的法律批准，并于今年3月获得了公司法法庭的最终批准。

The approvals got done in good time and the integration of technology platforms is at an advanced stage,Keki Mistry, chief executive officer of the mortgage lender told Bloomberg News last week. “The target is for the merger to be effective early July,” he said.

该抵押贷款机构的首席执行官Keki Mistry上周告诉彭博新闻社，审批工作及时完成，技术平台的整合也处于后期阶段。他说：“我们的目标是让合并在7月初生效。”

印度时报读者的评论：

Ravi Ingale

Once upon a time India was richest country in the World . Such news only indication that India is just regaining it's status...

印度曾经是世界上最富有的国家。这样的新闻表明印度正在恢复曾经的地位…

Bharat Sharma

A great merger happening to create value and an excellent brand name to Indian finance. Robustness to help all the stakeholders.

这是一次伟大的合并，为印度金融业创造了价值，创造了优秀的品牌，对大家都有好处

Raj Rajan

When first step heppens hdfc share went down, wish it will go to record high after merger

进行第一步时，HDFC的股价下跌，希望它能在合并后再创新高

Manish

Thanks to honorable PM Shri Modi ji . We didn't have any such large pvt banks before 2014 . In just 9 yrs Modi Ji has completely transformed Indian economy .

感谢尊敬的莫迪总理，在2014年之前，我们没有一个这样的大型私人银行。在短短9年里，莫迪彻底改变了印度经济。

Alko

Wish to see it as Citi or HSBC kind from India for next 20 years.

希望在未来20年在印度看到花旗或汇丰那样的银行。

Guest

I know pretty well chidambaram pledged all the gold and India was on the edge of bankruptcy.Most probably india could have been bankrupt before pakistan. But due to serendipity Modi came like Angel and saved india from the clutches of corrupt vultures.But now it is upto every patriotic indian to think whom they want Modiji or chodambaram.Do you want development or corrupt bankrupt.Value of modij is infinite that whole world knows but indians still running behind freebies.All said and done they get swayed by freebies.

我很清楚奇丹巴拉姆把所有的黄金都抵押出去了，印度处于破产的边缘。印度很可能比巴基斯坦更早破产。但由于机缘巧合，莫迪像天使一样出现了，把印度从腐败秃鹫的魔爪中拯救了出来。但现在，每个爱国的印度人都要考虑他们想要莫迪还是奇丹巴拉姆。想要发展还是腐败破产？莫迪的价值是无限的，全世界都知道，但印度人仍然在追求免费品。总而言之，他们就是会被免费赠品动摇。

GOATH BHARATH

it's a good news.. now HDFC can think about an all India basis development..to build shop and commercial complex in all districts.

it's asset formation and become a part of the development of India..

这是个好消息。现在HDFC可以考虑在全印度发展，在所有地区建立购物和商业综合体，这是资产形成，成为印度发展的一部分

Sreenath B Trivikram

HDFC - ONE OF THE BEST STARTUPS IN THE HISTORY OF INDIAN CORPORATES....

HDFC，印度企业史上最优秀的初创公司之一

Srinivas

Size of the financial institution with good reputation matters as India's economy increases we need to create big banks that can invest in big international projects.

随着印度经济的增长，拥有良好声誉的金融机构的规模很重要，我们需要创建能够投资大型国际项目的大银行。

D Johnson

India is regaining vedic era glory... aLL thanks to Modi , Yogi , Gujjus and Adani.. Bigger the banks larger the loans and frauds.

印度正在恢复吠陀时代的荣耀，这一切都要感谢莫迪、约吉和阿达尼。银行越大，贷款和欺诈数额就越大。

Rinku Singh

Due to Modijis hardwork this has been possible. I request all patriotic Indians to elect Shreemaanji Modi as PM again in 2024 and 2029. Beware of Khangress I say. Shreemaanji Modi ki Jai Jaikaar Ho!

多亏了莫迪的努力，这才成为可能。我要求所有爱国的印度人在2024年和2029年再次选莫迪为总理。小心国大党。莫迪必胜！

Prad Pat

Rahul Gandhi for 2024 means India will be super world power by 2026 with potato to gold converter machine invented by Rahul Gandhi itself!

拉胡尔·甘地2024年当选意味着印度到2026年将成为超级世界大国，拉胡尔·甘地发明了将土豆转变成黄金的机器！

Amit G

india is getting richer again from ashes without lootingg or destroying any other country or civilization. Now we must be strong to defend against any future attack. Jai maa Bharti

印度在没有掠夺或摧毁任何其他国家或文明的情况下，浴火重生，再次富裕起来。现在我们必须坚强起来，抵御未来的任何攻击。印度必胜！

Ashish Jain

Larger the bank more it needs Government scrutiny for managing its finance affairs. This is essential to protect the bank account holder's money.

银行规模越大，就越需要政府监督其财务管理。这对保护银行账户持有人的资金至关重要。

Guest

The problem is Modiji is stretching himself and working hard but on the other side jihadis are outraging hindu girls and properties in bengal,kerala,tn ,uttarkhand ,kashmir etc.First hindus should take over the nation or else whatever modiji builds will be taken over jihadis on a platter.Then what is the use

问题是莫迪在为国家努力工作，而另一方面，圣战分子在孟加拉、喀拉拉邦、泰米尔纳德邦、北坎德邦、克什米尔等地侵犯印度教女孩，侵占印度教徒的财产。首先，印度教徒应该接管国家，否则莫迪建设的东西将被圣战分子轻易占领。那有什么用呢？

Muralidhar

You keep merging Banks. Then they will destroy India if they fail. One Good Bank which was merged and taken out of exstence was Vijaya Bank which had less bad loans. It was taken over by Gujarati Bank of Baroda which is giving loans left right and centre to Adani. Now, if it fails, it will cause a huge dent to Indian economy.

不断合并银行，如果它们破产了了，就会摧毁印度。一个被合并后不复存在的好银行是Vijaya银行，它的不良贷款较少，它被古吉拉特巴罗达银行接管了，该银行向阿达尼提供贷款。现在如果这个银行破产了，将对印度经济造成巨大冲击。

Mithilesh Kumar

Its a good news for the country, good news for the customers and the shareholders.

这对国家来说是好消息，对客户和股东来说也是好消息。

flemingo2008 David

At the center we have a ambitious government who turns the country into worlds strongest economy...India is lucky truly.....!

我们印度有一个雄心勃勃的中央政府，把国家打造成了世界上最强大的经济体……印度真的很幸运！

Om Soni

What Modi ji has to do with this..all credits to Modi ji and all blames on others

这和莫迪有什么关系？功劳都归莫迪，出了问题都怪别人

Rajeev Kumar

Modi is matchless. Working non stop for India. Please everyone including Muslims..........open your eyes and vote for peace and prosperity. Vote for BJP NDA only. Say no to Bharat todo gangs led by Italian invaders

莫迪是无与伦比的，他夜以继日地为印度工作。请所有人，睁开你们的眼睛，为和平与繁荣而投票，只投票给印度人民党。对意大利侵略者领导的印度黑帮说“不”