在印度，月薪多少算高呢

What salary is considered rich in India per month?

在印度，月薪多少算高呢？

以下是Quora网友的评论：

Faizan Mithani

in India even a person with less salary package lives a good and lavish life coz the cost of living is less and tax on salary is low as compared to foreign countries

在印度，薪水较低的人也能过上奢侈的生活，因为与国外相比，印度的生活成本更低，工资税也更低

My one of the friend in America having a package of 80,000$ that means 66.4lakhs in Indian rupees is not living a rich life as out of 66.4 lakhs he pays 19.92lakh tax that lefts him on =46 lakhs out of that he pays 1.5 per month rent that equals to 18L a year as the cost of living is high that left him with =28lakhs less his P.F Pension,Provident funds 12 lakhs a year =16 lakh -less his three times food and travelling expenses 8lakh = 8 lakh though the lifestyle there is better than India but he expenses are quite high

我有个朋友在美国工作，收入约80000美元，折合664万卢比，但他过得也不富裕。因为在664万卢比的收入中，他要缴纳199.2万的税，税后只有460万卢比。生活费用很高，他每月要支付15万卢比的房租，一年共计180万卢比，花完只剩280卢比了，再扣掉养老金，公积金一年120万卢比，剩下160万卢比，再安排一年3次的旅行食宿80万卢比，最后只能剩下80万卢比，虽然他在美国的生活比印度好，但消费真的很高。

A person making 18LPA can even look after the family of four people easily in India saves much more and is rich as the tax ,cost of living ,daily expenses are quite low as compared to other countries

在印度，一个年收入180万卢比的人就可以轻松养活四口之家，跟其他国家相比，印度的税收、生活成本和日常开支都低很多，所以能存下更多钱，过上富裕的生活。

Nikhil Kizhakkedath

A household income of above 30 LPA is generally considered rich in India as per many studies in this field.

There are roughly several categories of rich in India

30 LPA to 50 LPA will be generally called well -to-do or near-rich Indian household

50 LPA to 1 CrPA - will be moderately rich Indian household

人们对这个问题做过不少研究，在印度，家庭收入超过300万卢比通常就是富裕家庭了。

印度的富人大致分为几类：

300万到500万通常被称为小康家庭

500万到1000万通常中等富裕家庭

Amar Bhamare

There are different opinions in terms of relative income. That simply means a person A earning ₹1000 compared to a person B earning ₹800 will be considered rich in terms of comparison. But what if the person A has monthly expense of nearly ₹1000 and is unable to save anyting at the end of the month. On the other hand, person B has monthly expense of only ₹500 and is able to save and invest from the rest of ₹300 will soon outgrow person A. So being relatively rich in this case would be useless.

在相对收入方面每个人都有不一样的看法。这只能说明A挣1000卢比，比B挣800卢比相对富裕些。但是，如果A每月的开支接近1000卢比，月底所剩无几。而B每月只有500卢比的开支，能够拿出300卢比进行储蓄和投资，那么B很快就会超过A。所以在这种情况下比富也没有用。

And as you were asking, what salary is considered to be rich, the answer would rely on other circumstances. For example, in metro-cities, the amount would be around 60–70k per month for sustaining your family. And in tier-II cities that amount would be around 40–50K per month.

And talking about India as a whole, any amount above 80k per month would be considered rich that would provide you a good quality of lifestyle.

Thanks for reading!

正如你所问的，多少工资才算富呢，答案取决于其他情况。比如在大都市，维持家庭生计大约需要每月6-7万卢比。但在二线城市，这个数字可能只需要每月4 - 5万卢比了。

就整个印度而言，每月8万卢比以上的收入就可以算作富裕了，可以让你拥有较高的生活水平。

感谢阅读！

Jack Parker

In India, a monthly salary of around INR 1 lakh (100,000 Indian Rupees) or more is often considered to be relatively high and can be seen as an indicator of wealth. Keep in mind that this is a broad estimation, and perceptions of wealth can differ significantly based on factors such as the city or region, cost of living, and personal financial goals.

It's important to note that economic conditions and income standards can change over time.

在印度，月薪在10万卢比及以上就算高薪了。不过这只是一个估算，可能会因城市或地区、生活成本和个人财务目标等因素而出现较大差异。

重要的是我们要知道，经济状况和收入标准会随着时间的推移而变化。

Rakesh Patil

The concept of what is considered "rich" can vary greatly depending on the location, individual perspectives, and the overall economic conditions of a country. In India, a monthly salary of around INR 1 lakh (100,000 Indian Rupees) or more is often considered as an indicator of being relatively affluent or well-off.

一个国家的地理位置、个人观点和整体经济状况不同，对“富裕”的定义也会有很大的不同。在印度，月薪在10万卢比及以上通常会被认为是高薪。

It's important to note that India has a wide income disparity, and what might be considered rich in one region or city may not hold the same status in another. Additionally, the cost of living varies significantly across different areas of the country.

Keep in mind that economic conditions and perceptions of wealth can change over time, so the notion of being "rich" in India

值得注意的是，印度的收入差距很大，某个地区或城市的富人在另一个地区或城市可能就不算富了。同一个国家内，不同地区的生活成本差异也很大。

大家对经济状况和对财富的看法会随着时间的推移而改变，对印度“富人”的概念也一样。

Rohit Arora

What is a good salary in India?

The question is incomplete, my friend. We must also explore ‘for whom’ and ‘where’ to understand the meaning of ‘good salary’.

印度工资多少算好的呢？

这个问题不太完整，我的朋友。我们还得先搞清楚“对谁而言”、“工作地点”才能理解“高收入”的含义。

For one of my friends’ girlfriend, 1 lakh per month in Bangalore wasn’t good enough, for another friend’s wife, 60K is more than sufficient, alas, for him, it is not. He thinks 60K is peanuts. (That’s how it goes, I guess).

For a very close friend 25K in Mumbai was good enough (she worked for an NGO), for another acquaintance, 50K in Meerut (a small town in UP) was nothing. The guy got a government job and was already figuring out ways to make some Upar Ki Kamaai or extra money.

对我一个朋友的女朋友来说，在班加罗尔每月10万卢比也不够用，但对另一个朋友的妻子来说，6万卢比都绰绰有余，不过对他自己而言也不够。他觉得6万少得可怜。

我有一个非常亲密的朋友在孟买，2.5万就已经很不错了(她在一家非政府组织工作)，另一个熟人说在密鲁特(北方邦的一个小镇) 5万根本不够花。这家伙在政府部门工作，已经在想办法赚外快了。

For me personally, I’ve lived on a salary of more than 1 lakh per month in Bangalore and close to 25K per month in Ghaziabad (UP). And I found life to be much better in the latter case, because at that time I was living with my family in our home, was in a job that I loved and had a lot of other personal things absolutely sorted and in order.

我自己在班加罗尔时月薪超过10万卢比，在加兹阿巴德(北方邦)时月薪接近2.5万卢比。我发现我在加兹阿巴德的生活质量反而更好，因为我可以和家人住在自己家里，有一份我喜欢的工作，可以把很多私事安排得井井有条。

When I was working in Bangalore as a Supply Chain Consultant, in the purchase unit of my client, there were many people who were making anywhere between 25–35K, and I am not talking about young people at the start of their career, I am talking about seasoned professionals with 10+ years of experience, and they were all living perfectly happy life, probably better than I was, even though I was a bachelor and had the whole of 1+ Lakhs for me while they were married people with kids. But almost all of them lived in their home with their family (including parents).

我在班加罗尔从事供应链顾问工作时,客户公司有很多人的收入在2.5-3.5万之间，我说的还不是初入职场的年轻人了，我说的是已经工作10年以上的经验丰富的专业人士，他们都生活得非常幸福，可能过得比我还好，虽然我是个单身汉，10万的薪水都归我自己支配，他们都已结婚生子了。但他们基本上都跟家人(包括父母)住在一起。

So, it’s a matter of personal preference and life style, I guess. Some people like to stay with family, some like to stay away. Some like to live in small towns and some metro cities. Some are content with a Realme phone and some find faults even in Apple. Don’t go by generic figures floating around in the market. See what your needs are, how many people depend on you for financial assistance and what your minimum expenditure is going to be. Calculate for yourself.

所以，我觉得这主要是个人喜好和生活方式的问题。有些人喜欢和家人同住，有些人喜欢独居。有些人喜欢住在小城镇，有些人喜欢大都市。有些人对Realme手机也很知足，有些人连苹果手机都能挑出刺来。认清自己的需求是什么，有多少人靠你抚养，你的最低支出是多少，自己计算一下。

Paraskumar Shahu

How much income is considered good salary in India?

A good income is that which takes care of necessary living expenses and still gives good amount of saving every month. Ideally, considering average retirement age as 55 yrs, you should save around Rs. 30000 every month from your salary so that you and your spouse can live a comfortable life with dignity till death.

在印度，收入多少算是高收入？

一份好的收入是指既能支付必要的生活开支，又能每月存下一笔可观的钱。理想情况下，考虑到普通人的平均退休年龄为55岁，你应该每月从工资中省出大约30000卢比，这样你和你的配偶一辈子都能过上舒适有尊严的生活。

Now coming to expenses, in metro city like Pune, average expenses for a family of 3 are as following:

Rent - Rs 18000 - 20000 for 2 BHK Apartment

Grocery: Rs 8000

Dining out / Movies : Rs 3000

Maid: Rs 2000

Electricity + Internet + Mobile : Rs 2500

Car / Bike EMI + Fuel + Maintenance: Rs 6000

School Fee: Rs 100000 per year - - > Rs 8000 per Month

School bus : Rs 2000

现在算算开支，在浦那这样的大都市，一个三口之家的平均开支如下：

房租： 2居公寓的租金约18000 - 20000卢比

日用品：8000卢比

外出就餐/看电影：3000卢比

佣人：2000卢比

电费+网络费+手机费：2500卢比

汽车/自行车EMI +油钱+保养：6000卢比

学费：每年10万卢比，折每月8000卢比

校车：2000卢比

So, summing up these mandatory expenses gives us around Rs 50000.

Then you invest money in life and health insurance which is also necessary and gives tax benifit under 80CCC. That comes around Rs. 15000 per month on average.

You go for vacation once in a year which could cost Rs 1 lakh per year or around Rs 10000 per month.

所以，把这些刚性费用加起来大约是5万卢比。

购买人寿和健康保险也是必要支出，并且在80CCC下能享受到税收优惠。平均每月算15000卢比吧。

一年度假一次，每年可能要花费10万卢比，或者每月大约1万卢比。

So, to live a comfortable life you need 50000 (Mandatory) + 15000 (Policy Premiums) + 10000 (Vacation) + 30000 (Saving). = Rs 105000 per month meaning around Rs 13 lakh per year after Tax is good salary in India.

If your CTC is around Rs 18 lakh per annum then it is really good salary.

所以想要过上舒适的生活，你需要50000(刚性消费)+ 15000(保单保费)+ 10000(度假)+ 30000(储蓄)=每月10.5万卢比，也就是说税后每年约130万卢比在印度就算是不错的薪水。

如果你的年薪在180万卢比左右，那真是很不错的薪水了。

Arnav Arora

The definition of "rich" can vary widely depending on factors such as location, lifestyle, and personal priorities. In India, the concept of "rich" is also subjective and varies depending on the individual's circumstances and the city they live in.

According to a survey conducted by Economic Times in 2021, a monthly salary of Rs. 1 lakh or above is considered to be a rich salary in India. This translates to an annual salary of Rs. 12 lakhs or more. However, it's important to note that this is just a generalization and what is considered a "rich" salary can vary depending on various factors such as the cost of living in a particular city, lifestyle choices, and individual circumstances.

根据居住地、生活方式和个人喜好等因素，“富有”的定义可能会有很大差异。在印度，“富有”的概念也是很主观的，根据个人情况和居住城市而有所不同。

根据《经济时报》在2021年进行的一项调查，在印度，月薪10万卢比及以上就算是高收入了。这相当于年薪120万卢比或更多。但要注意，这只是一个概论，收入高不高取决于各种因素，如特定城市的生活成本、生活方式和个人情况。