What can be a family earning 60,000 Rs per month called in India, middle class or rich?
在印度,月入6万卢比的家庭是中产还是富人?
以下是Quora网友的评论:
Yasser Raja
Considering today’s prices and assuming that you are living in a developed city in India, then you need to consider the overall income in a family and categorize them as per the standard below:
考虑到现在的物价,如果你生活在印度的一线城市,那么你需要考虑家庭的总收入,并按照以下标准进行分类:
30k and below is considered poor for a family of 4 or 5
upto 60k - Lower middle class
upto 1 lac - Middle class
upto 1.5 lacs - Upper middle class
2 to 3 lacs - Borderline rich
5 lacs and above - Rich
10 lacs and above - Affluent
50 lacs and above - Super wealthy and HNI
对于四口或五口之家来说,月收入3万卢比及以下,就是穷人阶级了
6万—中下层阶级
10万—中产阶级
15万—中上层阶级
20-30万—边缘富有
50万及以上—富有
100万及以上—富裕
500万以上—超级富豪和高净值人士
Tarun Kumar
It is middle class by all means . If you are in a metro city then only basic survival is possible in this amount . Even in Tier-2 cities though you can lead a comfortable life , but by no means you will be called rich.
绝对是中产阶级。如果你生活在大城市,那么这个收入可能只够基本生存。即便在二线城市,虽然可以过得很舒服,但绝对算不上富人。
GPS
Middle class for sure if they pay Income Tax and Rich if they are part of the 98% who don’t pay tax but enjoy all the benefits!!
如果他们缴纳所得税,他们肯定是中产阶级,如果他们属于98%不纳税但享受所有福利的人群,那他们肯定是富人!!
Meghna Sampath
Being middle class is not determined by the money you earn. Rather, it is determined by how you earn your income.
To understand this, we need to go back in history. During ancient times, there were only two classes.
是不是中产阶级并不是由你挣多少钱决定的,而是取决于你赚钱的方式。
要理解这一点,我们需要回顾历史。古时候,社会只有两个阶级。
The Aristocracy. These were the nobility who owned all the lands. They did not have to work for a living.
The peasantry. They did not own any land. They worked in the aristocracy fields to make a living. On days they worked, they earned a living. On days they did not work, they did not earn anything.
贵族阶级。这些贵族拥有所有的土地,但他们不必为了生计而工作。
农民阶级。他们没有任何土地。他们在贵族的田地里劳作,维持生计。他们工作时可以赚到钱糊口。但不工作的时候,他们一分钱也挣不到。
So, who are the middle class?
With the industrial revolution, society needed people who were a bit trained in operating machinery. Since, they need to be trained, they were hired on a weekly or monthly basis. This is to ensure those who were trained, stayed to work. Thus we get into the concept of monthly salaries.
那么,中产阶级指的是哪些人呢?
随着工业革命的爆发,社会需要受过一些机械操作训练的人。因为他们需要接受培训,所以他们是按周或按月被雇主聘用的。这样做可以确保受过培训的工人继续留下工作。于是我们就开始有了月薪的概念。
Middle class does need to work for a living. They are not aristocracy who did not need to work.
Middle class were not peasantry as they did not have a day to day exstence. They received a monthly salary and had job security.
So, in short, you are middle class if you need to work and you get a monthly salary. Does not matter what the salary is. If you receive regular salary, you are middle class.
中产阶级确实需要为了生活而工作。他们不是不需要工作的贵族。
但中产阶级也不是农民,因为他们也不是按日打零工。他们每月领取工资,有工作保障。
所以,简而言之,如果你需要工作,并且每月拿工资,你就是中产阶级。薪水多少并不重要。只要你有固定的工资,你就是中产阶级。
Maulana Oraf
Family of how many? If it's a family of 4, it's middle class. Or slightly above middle class. GDP per capita of India is $1877 a year. Middle class earning 60k for 4 members comes out to $2400 a year for family nominal GDP so yeah they'd be considered middle class. Ur upper middle when ur income is 3x GDP per capita and wealthy when its 25x more and elite when u 100x more PER HEAD per household not per gross household. I'm assuming s normal Desi home where 1 guy works and has housewife and 2 kids. GDP per capita per head in that house is 15000 rupees a month. Or $2400 per annum.
一家几口人呢?如果是四口之家,那就是中产阶级或者略高于中产阶级。印度的人均GDP是每年1877美元。中产阶级的4口之家月收入6万卢比,家庭名义GDP为每年2400美元,所以可是算中产阶级。如果你的收入达到人均GDP的3倍,你就是中上阶层;如果你的收入达到人均GDP的25倍,你就是富裕阶层;如果你的人均收入达到人均GDP的100倍,你就是精英阶层。假设一个普通家庭,男人工作,家里有主妇和两个孩子,那么这个家庭的人均GDP是每月15000卢比,或者每年2400美元。
Srikant Bharadwaj
Is 50,000 INR salary per month enough to live in India?
The first and most important factor to consider for this answer is your age. Next is your family status, whether you are married, whether you have dependents.
For most people in India, 50,000 still remains an unbelievably large amount. India is a poor country with very low per capita income. So in general, it is a very good salary.
每月5万卢比的工资,在印度足够生活了吗?
要回答这个问题,首先要考虑的、也是最重要的因素,就是你的年龄。接下来是你的家庭状况,是否已婚,是否有受养人。
对大多数印度人来说,5万卢比还是个大数目。印度是一个贫穷的国家,人均收入很低。所以总体而言,这个薪水已经很不错了。
However, that is not to say it is sufficient for the life you want to lead, that will depend on your personal desires and needs.
Comparing your salary with your peers is not going to do you any good. You should see whether it fulfils your needs. And when I say needs, I mean needs, not as in iPhone, as in a decent place to live and good food.
但也并非说这个数目足够你过上想要的生活了,这还要取决于你个人的欲望和需求。
拿自己的薪水和同事对比,对你自己没有任何好处。你应该关注的是这个薪水是否满足了你的需求。我这里说的需求,是生活基本需求,不是对iPhone的需求,也不是对洋房和美食的需求。
Most people are never happy with their salary. I know people earning over a lakh every month, yet not satisfied. Again, I know people earning 35k and satisfied. I also know someone to whom his own income never mattered, all that mattered was that his friends are earning more - eternally depressed.
You can fulfil all your goals in life with a starting salary of Rs. 50,000. For this you need financial discipline. If you are a bachelor and don't have dependents, you should aim to invest 50% of your monthly income. Living within 25k is very easy, if you make it a habit to invest 25k every month.
大多数人对自己的薪水永远都不满意。我就认识月收入超过10万卢比、但仍不满足的人。我也认识月收入3.5万且很满意的人。我还认识一些人,他们觉得自己的收入多少并不重要,重要的是他的朋友赚得比他多—他就没有高兴的时候。
你可以用5万卢比的起薪实现你所有的人生目标。但你需要为此遵守财务纪律。如果你单身、没有受养人,你应该把月收入的50%用于投资。如果你养成了每月投资2.5万卢比的习惯,把生活费控制在2.5万卢比以内是很轻松的。
SUNDARAM
Is 50,000 INR salary per month enough to live in India?
Believe me or not but 50k salary per month is considered very good job in india.
but it fully depends on your life style. if we go in details let me give you details of salary for very reputed profession in india
middle school teacher gets45 k, bank manager gets 50k , central gov grade b employee average salary is 50k, a bank clerk get only 25k and even this job is considered very good .
if you have a job which give you 50 k then you got loan easily for you car home and other heavy expences. so if you asked me is it enough , my answer is MORE THAN ENOUGH.
每月5万卢比的工资,在印度足够生活了吗?
信不信由你,在印度,月薪5万已经是非常好的工作了。
但这完全取决于你的生活方式。如果我们详细分析,我就来说说印度好工作的工资吧:
中学老师的工资是4.5万,银行经理的工资是5万,中央政府b级员工的平均工资是5万,银行职员的工资只有2.5万,虽然这个工作也算是很好的工作了。
如果你拥有一份能月薪5万卢比的工作,那么你可以很容易申请到贷款,可以买车、买房、应付其他沉重的开支。所以如果你问我够不够,我的回答是绰绰有余了。
Glad Kerketta
How much should you earn per month to be considered rich in India?
在印度,每月挣多少钱才能被视为富人?
India is a vast country and divided into many states and some are Metropolitan cities and some are tier 1,2&3 so income may vary …
I think in Metropolitan cities like Bangalore, Mumbai, Delhi, Calcutta, Chennai etc you should earn more than 5 lakhs a month and a net worth of 25 crores to called Rich.
印度是一个幅员辽阔的国家,分为许多邦,有些是大都市,有些是一二三线城市,各地收入水平可能存在差异…
我认为在班加罗尔、孟买、德里、加尔各答、金奈等大城市,月收入超过50万卢比,净资产达到2.5亿卢比的人才能被称之为富人。
For cities like Ranchi, Pune, Lucknow, Jhansi, Patna (tier 1&2) a per month income of 2 lakhs and a net worth of 10 crores in enough to called rich.
Small cities (tier 3)- A income above 1 lakhs and a net worth of 1 crore is more than enough.
Village- In a typical village if you own a duplex house of 1000 sq.ft and an income of 50000 per month can consider very wealthy (Rich).
在兰契、浦那、勒克瑙、杰西、巴特那等一线和二线城市,月收入20万卢比、净资产1亿卢比足以称得上富裕。
在小城市(三线城市)—月收入超过10万卢比,净资产超过1000万就可以称得上富裕了。
在村庄—如果拥有一栋1000平方英尺的复式房子,月收入5万卢比,就算非常富裕了。
Manish Chauhan
How much should you earn per month to be considered rich in India?
在印度,每月挣多少钱才能被视为富人?
I am sure you will agree that its always very subjective thing and not absolute, if you earn X , there will always be a set of people who will consider you RICH, but other set will consider you still need to do more to consider yourself to be RICH .
But anyways coming to numbers, I think if you are in a small town (tier 4-5) , then Earning Rs 50,000 is a very big thing and people see you are a RICH person
我相信你也觉得这是非常主观的事,并不绝对,不管你赚了多少,总会有人认为你很富有,也总会有人认为你还不够格。
但无论如何,说到具体数字,我认为如果你住在小镇(4-5线小城市),那么月收入5万卢比已经很了不起了,人们会觉得你是个富人。
Coming to Tier 2-3 towns (Indore, Jabalpur, Ludhiana, Varanasi) , earning Rs 1 lac a month will be considered cool and you might be called RICH
And then Delhi and Mumbai , it has to be in several lacs, and you might be referred as RICH
But then RICH is very debatable word , what is RICH exactly ? Is it money you earn per month, or is it your Networth (property and assets) , or is RICH a function of how LESS you need in life to live happily!
在2-3线城镇(比如印多尔、贾巴尔普尔、卢迪亚纳、瓦拉纳西),如果月收入达到10万卢比,那可太棒了,你可能会被称为有钱人。
然后是德里和孟买,月收入必须达到数十万,才有可能被称为有钱人。
但是说到“富”,这是一个很有争议的字眼,到底什么才是“富”?是看每个月挣的钱,还是看净资产(不动产和动产),或是看你在生活中需要多少钱才能快乐地生活?
Mukesh Patel
How much should you earn per month to be considered rich in India?
在印度,每月挣多少钱才能被视为富人?
At least 40 to 50 lack per month, I think a person to be RICH who decide to travel by air then don't think about air fare while focus on his destination. He only think about his comfort and time, not the fare.
When a person decide to purchase a cloth without seeing a price tag or doesn't care about it, how much costly is it?, while focus on looks and fitting.
Same for the food, care about taste and hygiene, never looked on the menu price.
每个月至少40万到50万卢比,我认为决定坐飞机出行的富人,是不会考虑机票价格的。他只考虑舒适和时间,而非票价。
富人如果想买衣服,不会看价格标签,或者根本不在乎这件衣服到底多贵,他们只注重好不好看、合不合身。
对食物也一样,富人只讲究好不好吃、干不干净,从不看菜单价格。
Nikhil Kizhakkedath
There are roughly several categories of rich in India
30 LPA to 50 LPA will be generally called well -to-do or near-rich Indian household
50 LPA to 1 CrPA - will be moderately rich Indian household
印度的富人大致分为几类
300万到500万,被称为富裕或接近富裕的印度家庭
500万到1000万,被称为中等富裕的印度家庭