追踪中国人民币的国际化进程

Tracking China's Progress in Internationalizing the Yuan

追踪中国人民币的国际化进程

Making the yuan a global currency is at the center of china 's ambition to create a "modern financial system with Chinese characteristics." That goal has faced challenges, however, including capital controls in China and the currency's limited convertibility.

让人民币成为全球货币，是中国创建“具有中国特色的现代金融体系”的雄心壮志的核心。然而，这一目标面临着挑战，这些挑战包括中国的资本管制和货币兑换受到限制

以下是外国网友的评论：

benyap6033

Why isn't it obvious why RMB share of trade has been "falling"? It's because these analysts assumes that all trade is conducted through SWIFT and that is the only mechanism that they have been using all these decades. RMB is now being used outside of the prying eyes and meddling.

为什么人民币在世界贸易中的份额一直在“下降”？因为这些分析师假设所有交易都是通过SWIFT进行的，这是他们几十年来一直使用的唯一机制。

bubuneowoo6161

Last year, yuan had 24% of Global trade settlements!

去年，人民币占全球贸易结算的24%！

LanNguyen-vd4zt

@bubuneowoo6161 thanks to Russia

这要多亏了俄罗斯

Negra_Arroyo_Lane

The whole point is to not use swift.

关键是不要使用swift。

user-mn4kx4ch8c

Lol, this is only Yuan in SWIFT. BRICs barely use SWIFT to begin with

哈哈，金砖四国一开始几乎不使用SWIFT

WarrenKLiu

Your understanding is wrong. I have Corporate accounts at ICBC and BOC in several countries. I take payment in RMB. I know first hand that my RMB is received via SWIFT to my ICBC and BOC accounts in Brazil, Malaysia, Singapore and Indonesia via SWIFT because we ask for payment transactions code that payment has been sent and they are all SWIFT codes. Our HSBC accounts also receive RMB via SWIFT. All our LCs denominated in RMB are also received via SWIFT in our accounts in Chinese banks overseas and non-Chinese banks like HSBC and OCBC. What is your proof that BRICS barely use SWIFT? I have yet to see a CIPS transaction code in any of our banks whenever a China customer pays us in RMB. CIPS is China’s version of SWIFT if you don’t know. We average 50-60 payment transactions a month in RMB so all I see is SWIFT even with non-Chinese banks who are direct participants of CIPS. Based on CIPS website which I just checked, CIPS is doing about 36K transactions a day, SWIFT is over 40 million a day.

你理解错了。我在中国工商银行和中国银行的好几个国家的分部都有公司账户。我接受人民币付款。我第一手知道我的人民币是通过SWIFT收到的，通过SWIFT到达我在巴西、马来西亚、新加坡和印度尼西亚的中国工商银行和中国银行账户，因为我们要求提供付款交易代码，这些代码都是SWIFT代码。

我的汇丰银行账户也通过SWIFT接收人民币。我们所有以人民币计价的信用证也通过SWIFT从我们在海外中资银行和汇丰银行、华侨银行等非中资银行的账户中收到。

你如何证明金砖国家几乎不使用SWIFT？每当中国客户用人民币向我们付款时，我还不能在我们的银行看到CIPS交易代码。哦，可能你不知道，CIPS是中国版的SWIFT。我们平均每月有50-60笔人民币支付交易，

我刚刚查看CIPS网站，CIPS每天大约进行3.6万笔交易，SWIFT每天超过4000万笔。

Avatar_2025

Once swift became an economic weapon against those with ideological differences in the human society, it is being abandoned

一旦swift成为对抗人类社会意识形态差异的经济武器，它就会被抛弃

DLG24

Ten years ago I bought Yuan.
Today, I am still buying Yuan.
But don't follow me.

十年前，我购买人民币

今天，我还在买人民币

但不要跟风

pohmoh3590

China use own Cross Border International Settlement system where >50% trades in yuan vs USD.
there mBridge project using digital currencies. Saudi Arabia just join mBridge where oil will be traded using digital yuan .

中国使用自己的跨境国际结算系统，其中50%以上的交易是人民币兑美元。

有一个使用数字货币的mBridge项目。沙特阿拉伯刚刚加入mBridge，石油结算使用数字人民币

MyVoice-bn1vj

Good, we support this new global Yuan currency, new generation, new world , kick out old dollar currency

很好，我们支持这种全新的国际化人民币，新一代，新世界，淘汰旧的美元货币

andrean2247

My reserves today is yuan & gold. Better safe than sorry

我今天的储备是人民币和黄金。

teebone2157

I don't think china trying to cares about being on the top of the ranking on the swift system

我认为中国并不想在swift系统中排名第一

whitemoon5752

Why would China want to internationalize its currency when it enjoy capital control? It’s a paradox for china party and why would they do that explain?

中国在对资本进行管制的情况下，为什么还要让人民币国际化？这是相互矛盾的悖论，他们为什么要这样做，有人能解释吗？

ChLop-zz3lq

China wants to become a great power, an economic and political hotspot for the global south. This will be hard to achieve if trading partners all use USD or EUR and if China itself needs to pay its imports in USD or EUR. However, due to closed capital accounts and a limited offshore yuan market, it's difficult to popularize the Yuan.

For example, one issue is the underdeveloped market. Currently, hedging currency risks against the Yuan is very expensive, as shorting the Yuan is difficult even in international markets.

Yet if you're getting paid in Yuan but can't short the Yuan, how can you ensure that your home country's currency won't suddenly appreciate against the Yuan before you're getting paid, thus making the project you're doing for China a net loss in your home currency? That's why most international trade is still conducted in other currencies, despite China being an important manufacturing hub.

中国希望成为一个大国，成为全球南方的经济和政治热点。如果贸易伙伴都使用美元或欧元，而中国本身又需要用美元或欧元进口商品，那就很难成为世界强国。然而，由于资本账户封闭和离岸人民币市场有限，人民币很难普及。

市场不发达。目前，对冲人民币汇率风险非常高，即使在国际市场上也很难做空人民币。

然而，如果你收的是人民币，那就不能做空人民币，你如何确保在你收到人民币之前，你自己国家的货币不会突然对人民币升值，结果你做的中国项目，换算成本国货币是净亏损的。尽管中国是一个重要的制造业中心，但大多数国际贸易仍以其他货币进行结算

danwangwe7

Nowdays people are not using swift there are other payment systems to do business

现在人们不使用swift，还有其他支付系统可以做生意

po2002tak

Many international trades nowadays do not go through the swift system
such as all Russian related business

如今，许多国际贸易都没有通过swift系统

例如所有与俄罗斯相关的业务

user-st3im5ge7f

Yuan using as international currency must go very cautiously and slowly step by step .

人民币作为国际货币，这个过程必须非常谨慎，循序渐进。

godzillamothra5983

China need to establish stronger capital and commodity market in China, priced in Yuan. if foreigners can invest in Chinese companies, and can buy and sell commodities in China in Yuan, there will be demand for Chinese Yuan, and with demand, there will be saving, thus the currency reserve. China has the opportunity of a lifetime today, with the US going generous in giving out sanctions across the world, particularly in Russia case. Russia is one the biggest commodity producers, and combine that with China, as the world largest manufacturer and trader, Yuan have two important pillars to support it.

中国需要在国内建立更强大的资本和商品市场，以人民币计价。

如果外国人投资中国公司，可以用人民币在中国买卖商品，那么就会有对人民币的需求，有了需求，就会有储蓄，从而形成货币储备。

中国今天迎来了一个千载难逢的机会，美国在世界各地对其他国家实施制裁，特别是制裁了俄罗斯。而俄罗斯是最大的大宗商品生产国之一，再加上中国作为世界上最大的制造商和贸易商，人民币现在有两个重要支柱来支持它。

yttean98

US dollars as the reserved currency for now, in the next few years when the US faces a major recession, the likelihood of the dollar will depreciate sharply is very likely, majority of investors and traders will run to safety, that's when the Yuan MAY gain acceptance as the Reserved currency. I don't know whether China's political elites would like that to happen.

美元目前作为储备货币，在未来几年，当美国面临重大衰退时，美元大幅贬值的可能性很大，大多数投资者和交易员会对人民币趋之若鹜，届时人民币可能会被接受为储备货币。我不知道中国的政治精英们是否希望这种情况发生。

louismwanja

How many people are using the YUAN as a RESERVE CURRENCY......
I'm in Uganda and have a DOLLAR & EURO bank accounts i buy stuff from CHINA and mostly pay in DOLLARS ...

有多少人使用人民币作为储备货币。

我在乌干达，有一个美元和欧元的银行账户，我从中国买东西，大多用美元支付啊

maxhugen

1 Yuan = 100 Tofus.

1元可以买100块豆腐

apsmith1635

To me the RMB seems unstable under the current issues china is dealing with

在我看来，就中国目前处理问题的方法，人民币似乎不稳定